AutoSmart
Rates

Current Lending and Deposit Rates

 

Lending Rates

 

Loan Type
APR (annual percentage rate)*

New Vehicle (2017-2015)

As low as 2.64%

Used Vehicle (2014-2002)

As low as 2.89%

Visa Gold Credit Card

9.90% - variable interest rate

Visa Classic Credit Card

11.90% - variable interest rate

Home Equity Line of Credit

5.97% - fixed interest rate

Recreational Vehicle

As low as 7.95%

 

*Lending rates accurate as of 07/14/16.  All rates are subject to credit approval, and subject to change without notice.

 

Deposit Yields

 

Deposit Type
APY (annual percentage yield)**

Regular Shares (Savings)

0.10%

Christmas Club

0.10%

Kids Club 

0.10%

Dividend Checking

0.10%

TurboChecking (up to $35,000)

0.50%

IRA Shares (Savings)

0.65%

6 month CD

0.20%

12 – 17 month CD

0.30%

18 – 23 month CD

0.30%

24 – 29 month CD

0.50%

30 month CD

0.50%

 

**CD yields accurate as of 07/01/16.  All other deposit yields effective for the 3rd quarter of 2016.  $500 minimum deposit for CDs.  All rates and yields are subject to change without notice.

NCUA