AutoSmart
Rates

Current Lending and Deposit Rates

 

Lending Rates

 

Loan Type

APR (annual percentage rate)*

New Vehicle (2014-2012 model years)

As low as 1.99%

Used Vehicle (2011 and older)

As low as 2.79%

Visa Gold Credit Card

9.90% - variable interest rate

Visa Classic Credit Card

11.90% - variable interest rate

Visa Credit Card balance transfer

4.99% - 6.99%

Home Equity Line

5.97% - fixed interest rate

RV Motor Home

As low as 7.95%

*Lending Rates accurate as of July 31, 2013.  All rates are subject to credit approval, and subject to change without notice.

 

Deposit Yields

 

Deposit Type

APY (annual percentage yield)**

Savings (Share) < $5,000

0.15%

Savings (Share) $5,000 to $24,999

0.25%

Savings (Share) > $25,000

0.35%

Christmas Club

0.25%

Kids Club < $99.99

0.75%

Kids Club $100 to $249.99

1.00%

Kids Club $250 to $499.99

1.25%

Kids Club > $500

1.40%

Dividend Checking

0.20%

TurboChecking (up to $35,000)

0.60%

IRA Shares < $5,000

0.65%

IRA Shares $5,000 to $24,999

0.80%

IRA Shares > $25,000

1.00%

6 - 11 month CD

0.35%

12 – 17 month CD

0.45%

18 – 23 month CD

0.55%

24 – 29 month CD

0.80%

30 month CD

1.00%

**Savings/IRA yields effective for Q2 (April - June 2013 yields).  CD and other deposit yields accurate as of July 31, 2013.  $500 minimum deposit for CDs.  All yields are subject to change without notice.

NCUA