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(annual percentage rate)
Loan Type Freedom BB&T RBC Bank Wachovia
New Auto starting at 4.87% 6.24% 6.40% 8.49%
  2008 and 2010 models. Rates noted for up-to 60 months.
61 - 72 months is as low as 5.27% for Freedom.
Used Auto starting at 5.97% 7.04% 6.90% 9.49%
  2007 and older models. Rates noted for up-to 60 months.
RV Motor Home 7.95% 9.64% n/a 11.50%
VISA GOLD Card 9.90% n/a 9.90% n/a
VISA Classic Card 11.90% n/a n/a n/a
Home Equity (Fixed Rate Credit Line) 5.97% n/a n/a n/a

 

(annual percentage yield)
Deposit Type Freedom BB&T RBC Bank Southern Bank Wachovia
Savings <$5,000 0.50% 0.05% 0.10% 0.20% 0.05%
Savings $5,000 to $24,999 0.85% 0.15% 0.15% 0.20% 0.15%
Savings > $25,000 1.05% 0.20% 0.15% 0.20% 0.15%
Christmas Club 1.00% na na na na
TURBO (Dividend) Checking 3.13% 0.02% 0.05% 0.05% 0.05%
IRA <$5,000 1.50% 0.80% 0.95% 1.00% 0.40%
IRA Savings $5,000 to $24,999 1.75% ? ? ? ?
IRA Savings > $25,000 2.00% ? ? ? ?
           
Regular CDs $500 minimum deposit
6 - 11 Mo. CD* 1.10% 0.05% 0.40% 0.50% 0.20%
12 - 17 Mo. CD* 1.25% 0.50% 0.75% 0.85% 0.40%
18 - 23 Mo. CD* 1.50% 0.80% 0.75% 0.95% 0.60%
24 - 29 Mo. CD* 1.65% 1.00% 1.15% 1.15% 0.70%
30 Mo. CD* 2.05% 1.00% 1.15% 1.15% 0.70%
           
Loan rates accurate as of: 02/15/10.  Savings/IRA yields effective for Q4 (Oct-December 2009) Certificate of Deposit rates accurate as of: 02-17-10. All rates subject to change without notice. Competitive rates are independently reported & subject to minor error or change without notice.

 


 

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