Insurance Services


Freedom Credit Union offers several forms of insurance coverage at little or no cost to you. 

TruStage: Insurance the credit union way.

Insurance protection is part of a solid financial plan. From getting a good rate on coverage for your car to making sure your life insurance is adequate, dependable insurance coverage ensures financial relief when you need it. And along the way, you’ll take comfort in knowing you’re protected.

TruStage insurance products and programs help members protect what matters most. Backed by nearly 80 years of working in partnership with credit unions and their members, you’ll find products for life, car, AD&D, long-term care, home and more. TruStage offers straightforward information, real value and assurance. And it’s only for credit union members like you.

To learn more, get quotes or just explore, visit

© CUNA Mutual Group, 2012 All Rights Reserved
TruStage™ is a marketing brand used to identify products offered through CMFG Life Insurance Company and programs offered through CMFG Life insurance agencies to credit union members.


Deposit Insurance

All funds deposited into credit union accounts are insured up to $250,000 per individual depositor, by the National Credit Union Administration (NCUA).  All deposits are backed by the full faith and credit of the United States government.


Credit Disability Insurance

Should you become unable to work and require care from a physician or surgeon, Credit Disability Insurance is available to assist with loan repayment.  Once you are disabled for more than fourteen days, Credit Disability Insurance pays a disability benefit up to $750 per month toward your loan balance, up to $50,000 total.  The maximum age for this insurance coverage is 66.  Ask your Freedom member service representative about the cost of Credit Disability Insurance when you apply for a loan.


Loan Protection Life Insurance

You may purchase Loan Protection Life Insurance coverage to repay a loan balance in the event of death.  This ensures your loan does not burden your loved ones or your estate.  There is a charge for Loan Protection Insurance; ask a Freedom member service representative about current low rates.


Guaranteed Asset Protection (GAP) Insurance

GAP is low-cost coverage that pays the difference between your insurance settlement and your loan balance, if your vehicle is stolen or damaged beyond repair ("totaled").  You can sign up for GAP when you apply for your vehicle loan, and the cost of the insurance can be rolled into your monthly loan payment.