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Fee Schedule

 

Effective October 1, 2012          Printer Friendly Version of Fee Schedule

 

Share Account Fees

Regular Share Minimum Balance $3.00/month if the $25.00 minimum balance is not met on the last day of each month.
Freefrate Account Minimum Balance $5.00/month if average minimum balance of $500.00 is not maintained
Regular Share Account Excess Withdrawal  $5.00/withdrawal in excess of 2 per month 
Christmas Club Account Early Withdrawal $5.00/withdrawal if withdrawal is after January 31st, but before October 1 of a given year. 

 

Checking Account Fees

Overdraft Transfer  $4.00/item 
NSF Returned Item $29.00/item
Manually Cleared Item  $29.00/item
Member Advantage $29.00/item 
Returned Deposit Item $20.00/item
Stop Payment $20.00/request
Check Printing Prices vary depending on style
TurboChecking Non-qualifier Monthly Fee $5.00/month if minimum qualification requirements are not met
Dividend Checking Minimum Balance $5.00/month if average minimum balance of $500.00 is not maintained
Value Checking and Checking Plus Monthly Fee $4.00/month
Check Copy $2.00/paid check copy if requested by the member 

 

Electronic Access Fees

ATM Transaction  $0.95/Transaction (ATM owner may assess additional surcharge)
ATM Card Issuance $3.00 
Plastic Card Replacement $15.00/card (credit, debit, ATM)
PIN Replacement $5.00/PIN 

 

Other Service Fees

Account Reconciliation $20.00/hour 
Account Research $20.00/hour if account research is requested by member and no credit union error is detected
Statement Copy Paper $5.00 / Electronic $3.00
Mailed Paper Statement $3.00/statement (eStatements free)
Deposited Item Return $20.00/item
Wire Transfer Incoming $8.00 per transfer / Outgoing $15.00 per transfer / Western Union $18.50 - $55.00 per transfer
Official Check $3.00/check
Legal Service (includes garnishments) $50.00
Early Account Closure $15.00 if closed within 90 days of opening
Credit Union Check Copy $7.00/check
Coin Rolling $1.00/roll
Aggregate Minimum Balance $5.00/month if total deposit balances aggregate less than $25.00 on last day of month
Annual Dormant Account $25.00
Inactive Account Fee $5.00/month if 12+ months inactive and total deposits are less than $250.00
Returned Mail Process $3.00
 Payroll Check Cashing $3.00

 

Visa Account Fees

NSF Payment (credit card) $29.00 

Transaction Draft Retrieval (credit and debit card)

$20.00
Late Payment (credit card) $25.00

 

Share Value / Membership Fee

Par Value of One Share $5.00 
Membership $3.00 (one-time) 

 

NCUA