|
Feature |
Value
Checking |
Checking
Plus |
Dividend
Checking |
|
Monthly
minimum balance required: |
None |
None |
$500
average |
|
Monthly
service charge: |
$3.00 |
$3.00 |
$5.00
if monthly average minimum is not maintained |
|
Dividend
payment: |
No |
No |
Yes |
|
Overdraft
protection available: |
Yes |
Yes |
Yes |
MemberAdvantage
(Overdraft Courtesy Pay)
There is a FEE for MemberAdvantage
usage. The limits noted are general guidelines and
NOT guaranteed. Overdraft protection from a deposit
account or approved line-of-credit loan is recommended
and less expensive. |
Yes
$300 Limit |
Yes
$400 Limit |
Yes
$500 Limit |
|
FreeLine
24 access - toll-free: |
Unlimited |
Unlimited |
Unlimited |
|
Free
Checks |
No |
First
Box |
First
Box |
|
Free
Monthly ATM access: |
None |
Your
Choice!
4
FREE Monthly
or
- or - or
Any
withdrawal FREE if $60 or more |
Your
Choice!
6
FREE Monthly
or
- or - or
Any
withdrawal FREE if $60 or more |
|
FREE
VISA Check Card |
N/A |
Required...
with a $500 overdraft line of credit |
Available
(But, not required.) |
|
.25%
rate premium on Certificates of Deposit |
No |
No |
Yes |
|
One-time refinance of existing non-Freedom vehicle loan at
.5% below current rate (5.0% minimum). |
No |
Yes |
Yes |
|
FREE eBillPayer Option & FREE Internet
Branching |
Yes |
Yes |
Yes |
|
PLEASE
NOTE: Modest restrictions are associated with some
of the attractive features mentioned above. Be sure
to ask us if you have any questions regarding any particular
feature we'll be happy to explain it to you. |