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FREEDOM OF CHOICE CHECKING ACCOUNTS

 

A Freedom of Choice Checking account is a "state of the art" account. And we have three different types of accounts available to meet your needs. 

Determine what account features are most important to you . . . and then make your choice! Depending on which type of checking you select, you can earn a variety of FREE services and other money saving benefits. 

The real "star" of our checking program, however, is the VISA Check Card. The VISA Check Card is said to "look like a credit card and work like a check." Purchases made with the card are deducted from your checking account instead of being added to your credit card balance. There are no fees to receive or use the VISA Check Card . . . and it actually doubles as your ATM card. With this kind of versatility, it's easy to see the "star quality" of our VISA Check Card. Let it shine for you! 

Click Here For More VISA CHECK CARD Details.

 

FREEDOM OF CHOICE CHECKING ACCOUNT OPTIONS
Summary and Comparison of Features

 

Feature

Value Checking

Checking Plus

Dividend Checking

Monthly minimum balance required:

None

None

$500 average

Monthly service charge:

$3.00

$3.00

$5.00 if monthly average minimum is not maintained

Dividend payment:

No

No

Yes

Overdraft protection available:

Yes

Yes

Yes

MemberAdvantage (Overdraft Courtesy Pay)
 
There is a FEE for MemberAdvantage usage. The limits noted are general guidelines and NOT guaranteed. Overdraft protection from a deposit account or approved line-of-credit loan is recommended and less expensive.

Yes

 

$300 Limit

Yes

 

$400 Limit

Yes

 

$500 Limit

FreeLine 24 access - toll-free:

Unlimited

Unlimited

Unlimited

Free Checks

No

First Box

First Box

Free Monthly ATM access:

None

Your Choice!

4 FREE Monthly

or - or - or

Any withdrawal FREE if $60 or more

Your Choice!

6 FREE Monthly

or - or - or

Any withdrawal FREE if $60 or more

FREE VISA Check Card N/A Required... with a $500 overdraft line of credit Available (But, not required.)
.25% rate premium on Certificates of Deposit No No Yes
One-time refinance of existing non-Freedom vehicle loan at .5% below current rate (5.0% minimum). No Yes Yes
FREE eBillPayer Option & FREE Internet Branching Yes Yes Yes
PLEASE NOTE: Modest restrictions are associated with some of the attractive features mentioned above. Be sure to ask us if you have any questions regarding any particular feature we'll be happy to explain it to you.

Check Out Our Other Services & Fees